Icon Core, Connect & Open

Our solution, BIMA, can be deployed as individual modules, or as a fully integrated end-to-end solution.


What is BIMA?

Picture all the hard and smart work you have put into building a vision for your business. Have you done that? Now picture a way to turn that vision into a reality – Now that’s BIMA!

BIMA is a solution for your insurance ecosystem, granting you control and visibility into what’s going on in your insurance business. With our solution, you have the ability to make smart decisions that impact your margins and improve your cash flow—ultimately driving your business growth. BIMA is an integrated business management solution. It provides an Ecosystem for the insurance industry that delivers end to end insurance solutions for insurers and intermediaries, that is:

Insurance companies

Our solution, BIMA, can be deployed as individual modules, or as a fully integrated end-to-end solution.

BIMA Features

And these are the Additional Features we offer out of the box but inside BIMA:

Why Choose BIMA?

It is Feature Rich. 

BIMA General Insurance has been designed around business rather than technology. We effectively use technology to deliver features that enable a company to become competitive.

Some of the features to mention are;

Standardizing and automating business processes, supporting multiple companies, multi-location, multi-currency and multi-location operations.
Offering a fully integrated suite of financials, insurance and reinsurance management applications that share a common dataset, allowing visibility and collaboration across departments, as well as with customers, partners and suppliers.
Providing flexible and customizable reporting to improve business reporting, analysis, and insight.
Ability to define past present and future treaties for easy analysis of reinsurance.
Ability to run multiple companies, currencies, and financial calendars in the same application which gives companies flexibility to run several entities with the same application.
Customizable packaged products/policies which will enable a company to give customers the ability to customize their policies and consolidate different lines of business into one policy.
Claims Fraud Meter for detecting fraudulent claims based on defined parameters.
Sales Module with flexible tariffs which enables a company to quote competitively.

Keep serving your Insurance Members during the
COVID pandemic


You can learn more from our asked questions

We value client feedback, as a result, we ask you questions related to our company and insurance in its entirety better our service to you.

Motor underwriting is fast compared to the previous system.
Motor renewal is much faster in BIMA as it takes about 5 minutes and in the previous system it would take much longer.

  • Statistical Management Reports i.e. Brokers/Agent and Users Productivity Reports, Efficiency Reports, Treaty/FAC OUT Reinsurance Statements and Client Experience
  • Revenue Account and Financial Statements
  • IRA Reports for all the departments
  • Claims Outstanding Ageing Reports and other monthly claims reports
  • The system automatically allocate RI cession from Underwriting
  • The system automatically approve RI cession thus saving time on approval
  • System automatically calculates the Reinsurers share of claim paid and as well as outstanding seamlessly once claim is registered and paid from claim departments
  • System seamlessly posts payments and receipts from Reinsurers to respective account
  • The user in reinsurance is able to monitor how the RI has been impacted from other modules.
  • The finance reports and RI reports can be used for comparison purposes ensuring the numbers are matching.

  • The user has been able to get all kinds of system reports demanded from BIMA. The only challenge is the format of the reports.
  • Readily available reports’ Treaty and Facultative Statement of account
  • Reinsurance cession is automatically approved and posted
  • System assist in identifying policies that require Facultative Placements
  • Previously the statements would have to be printed put in envelopes and sent out with riders for delivery to the parties but now with e-statements all those costs have been cut out as now they are automatically generated by the system and the e-statements sent out via email hence quantifiable costs in terms of stationery, delivery costs and other unquantifiable costs like time have been saved.
  • Stationery cost savings i.e. on printing papers and envelopes
  • Delivery cost
  • Saving from e-statement processing as the statements are sent via email

  • Facilitates delegation of activities at the branch hence making the users more productive and saving on time.
  • Data sharing has made coordination much easier and more productive.
  • Activities at the branch includes, Policy processing, Receipting, Claim Registration, Customers Statements etc.

  • Time saving.
  • Because of integration and centralization of data accurate reports are easily produced related to all modules/ functions.
  • All the IRA returns are now auto generated by the system without user intervention.
  • Matching of receipts and policies is in real time hence it is saving on time and making the users more productive.