BIMA Services

BIMA ERP is a system software that provides insurance solutions for Insurance companies, Brokers, Agencies, and Reinsurers, enabling their insurance businesses to grow through effectively selling insurance policies, thus, improving cash flow to the business. 

BIMA ERP provides its clientele with services that help companies or brokers to scale up their insurance business. This is achieved using features like Organization Management, Underwriting, Reinsurance, Claims, Payments, Receipts, General Ledger, Fixed Assets, Integrations,Reports & Analytics. These features make themakethe process of general and life insurance policies seamless, creating an efficient and effective experience with both the insurance provider and their customer. 

ICON also has the BIMA CLOUD software which is an acclaimed insurance software that streamlines real-time information to your clients which runs on Oracle Cloud Integration (OCI). Other systems we have created like ‘TIRA’ ‘AKI’ and ‘RRA’ have also provided powerful and useful Integration for our clientele, allowing you to streamline all your insurance business operations. 

BIMA ERP AND BIMA CLOUD features support:

How can ICON help you?

Our first priority is to support insurance businesses

We believe that the ICON client deserves ICONic recognition for ICONic insurance services

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Motor Private
Motor Commercial
Personal Accident
Life Insurance
Workers Compensation
Agri Business
Public Liability
Lines of Business We Support

General Insurance

Encompasses insurance against all claims, damages, and losses that arise from the use, ownership, and maintenance of aircrafts, airports and hangars. Some of the damages covered include, damages to aircraft and property, and personal injury.
This policy covers the provision of an economic safeguard to the risks that are faced by project construction that are currently ongoing, installation of projects, or machinery and equipment operated during projects. This policy encompasses:

  • Contractor All Risks (CAR)
  • Plant All Risk
  • Erection All Risks (EAR)
  • Machinery Breakdown
  • Electronic Equipment
  • Boiler & Pressure Vessels
  • L.O.P Following Machinery Breakdown
  • Deterioration of Stock
  • Covers damages to insured property that is caused by perils like fire, lightning, explosions, riots, strikes, and earthquakes or special perils that have a less likelihood but possibility of occurring like floods, rains, aircrafts falling, hurricanes l, cyclones, or tornadoes. It encompasses:

  • M-Domestic Package
  • Domestic Contents

  • Fire Industrial
  • Consequensial Loss Following fire
  • Asset All Risk/Business Combined/Industrial All Risks
  • Political Violence And Terrorism
  • Office Contents
  • Accidental Damage
  • Public Liability policy offers covers against claims of property damage or personal injury which a third party claims to have suffered due to your business activities.
    It encompasses:

  • Products Liability
  • Professional Liability
  • Public Liability
  • Directors & Officers Liability
  • Marine Insurance covers loss, disasters,or damages caused to cargo, terminals, ships, and any kind of transport whereby property is acquired ,transferred, or held between origin points and the final destination. It encompasses:
  • Marine Hull
  • Marine Cargo
  • Goods in Transit
  • Marine Open Cover
  • Carriers Legal Liability
  • This policy offers protection against loss or damage by accident to motor vehicles including any standard accessories and spare parts in addition to the legal liability whereby the policyholder will be legally liable to pay as damage for damage to property or accidental bodily injury of a 3 party. It encompasses:

  • Motor Private Comprehensive
  • Motor Private Third Party
  • Motor Cycle Comprehensive
  • Motor Cycle Third Party
  • Master Binder Private
  • Binder Certificate
  • Motor Commercial insurance policy is merely a collective name for all the different types of policies for different vehicles used by businesses commercially including taxis, trucks, and HGVs. It encompasses:

  • Motor Commercial Comprehensive
  • Motor Commercial Third Party
  • Motor Internal Trade
  • Private Hire
  • PSV
  • General Cartage
  • Special Types
  • Driving School
  • Industrial Vehicles
  • Personal Accident Insurance covers your such that if you are not able to work temporarily after an accident, it replaces your income. It is more or less like income protection but only covers accidental injuries but not ailments or other injuries. It encompasses:

  • Personal Accident
  • Group Personal Accident
  • Travel
  • Theft insurance is exactly as it sounds. It offers indemnity against loss or damage of property that is insured that results from theft followed by visible, forced, violent entry into or out of insured premises. It encompasses:

  • Money
  • Fidelity Guarantee
  • Burglary
  • All Risks
  • Workmen’s Compensation Insurance covers medical costs, often a percentage of the wages that are lost in the case that an employee is unfit to work due to illness, or an injury acquired while working. The insurance policy encompasses the Employer’s Liability policy.
    Miscellaneous Insurance refers to those contracts of insurance other than those of Life Insurance, Marine, and Fire. It encompasses:

  • Consumer Protection Policy
  • Legal Expenses
  • Plate Glass
  • Pedal Cycle
  • Sportsmans Policy
  • Umbrella Policy
  • Construction Bonds
  • Custom Bonds
  • Excess Protection
  • Agribusiness Insurance is a cover designed to protect businessmen who earn all if not most of their revenue from agriculture. Businesses that use this insurance typically utilizes technology that is advanced and play a crucial role in processing, packaging, and product distribution. It encompasses:

  • Multi Peril Crop Insurance
  • Fire and Lightning
  • Tobacco
  • Poultry
  • Farmer's OneStop
  • Liverstock Insurance
  • Weather Index
  • Game
  • FISIP Weather Index
  • Livestock Index